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  • CC=FCocoa5,560.00USD/t-0.39%
  • CEPEA:ACUCAR_CRISTAL_SPCrystal sugar (CEPEA/ESALQ, São Paulo)125.44BRL/sc50kg-0.43%
  • CEPEA:ALGODAOCotton lint (CEPEA/ESALQ, 8-day term)4.05BRL/lb+0.10%
  • CEPEA:ARROZ_RSRice (CEPEA/IRGA, Rio Grande do Sul)81.92BRL/sc50kg+0.17%
  • CEPEA:BOI_GORDO_SPLive cattle (CEPEA/B3, São Paulo)381.40BRL/@+0.22%
  • CEPEA:CAFE_ARABICACoffee arabica (CEPEA/ESALQ)1,601.95BRL/sc60kg-1.11%
  • CEPEA:FEIJAO_CARIOCA_BARREIRASCarioca beans (CEPEA, Barreiras)314.00BRL/sc60kg+1.29%
  • CEPEA:LARANJA_INDUSTRIAOrange for industry (CEPEA)27.65BRL/cx40.8kg+0.80%
  • CEPEA:MANDIOCA_RAIZ_MSCassava root (CEPEA, weekly, MS)579.62BRL/t+0.62%
  • CEPEA:MILHO_CAMPINASCorn (ESALQ/B3, Campinas)64.27BRL/sc60kg+0.05%
  • CEPEA:SOJA_PARANASoybean (CEPEA/ESALQ, Paraná)146.69BRL/sc60kg-0.37%
  • CEPEA:SOJA_PARANAGUASoybean (CEPEA/ESALQ, Paranaguá)152.41BRL/sc60kg+0.32%
  • CEPEA:TRIGO_PARANAWheat (CEPEA/ESALQ, Paraná)1,560.32BRL/t-0.02%
  • KC=FCoffee arabica3.06USD/lb-2.06%
  • LE=FLive cattle2.31USD/lb+0.03%
  • SB=FSugar #110.20USD/lb+0.65%
  • ZC=FCorn4.56USD/bu-0.98%
  • ZM=FSoybean meal346.50USD/st-0.23%
  • ZS=FSoybeans12.70USD/bu+0.38%
  • ZW=FWheat6.25USD/bu+0.04%
  • CC=FCocoa5,560.00USD/t-0.39%
  • CEPEA:ACUCAR_CRISTAL_SPCrystal sugar (CEPEA/ESALQ, São Paulo)125.44BRL/sc50kg-0.43%
  • CEPEA:ALGODAOCotton lint (CEPEA/ESALQ, 8-day term)4.05BRL/lb+0.10%
  • CEPEA:ARROZ_RSRice (CEPEA/IRGA, Rio Grande do Sul)81.92BRL/sc50kg+0.17%
  • CEPEA:BOI_GORDO_SPLive cattle (CEPEA/B3, São Paulo)381.40BRL/@+0.22%
  • CEPEA:CAFE_ARABICACoffee arabica (CEPEA/ESALQ)1,601.95BRL/sc60kg-1.11%
  • CEPEA:FEIJAO_CARIOCA_BARREIRASCarioca beans (CEPEA, Barreiras)314.00BRL/sc60kg+1.29%
  • CEPEA:LARANJA_INDUSTRIAOrange for industry (CEPEA)27.65BRL/cx40.8kg+0.80%
  • CEPEA:MANDIOCA_RAIZ_MSCassava root (CEPEA, weekly, MS)579.62BRL/t+0.62%
  • CEPEA:MILHO_CAMPINASCorn (ESALQ/B3, Campinas)64.27BRL/sc60kg+0.05%
  • CEPEA:SOJA_PARANASoybean (CEPEA/ESALQ, Paraná)146.69BRL/sc60kg-0.37%
  • CEPEA:SOJA_PARANAGUASoybean (CEPEA/ESALQ, Paranaguá)152.41BRL/sc60kg+0.32%
  • CEPEA:TRIGO_PARANAWheat (CEPEA/ESALQ, Paraná)1,560.32BRL/t-0.02%
  • KC=FCoffee arabica3.06USD/lb-2.06%
  • LE=FLive cattle2.31USD/lb+0.03%
  • SB=FSugar #110.20USD/lb+0.65%
  • ZC=FCorn4.56USD/bu-0.98%
  • ZM=FSoybean meal346.50USD/st-0.23%
  • ZS=FSoybeans12.70USD/bu+0.38%
  • ZW=FWheat6.25USD/bu+0.04%

Waitlist open

Credit for agriculture, paid in product.

Kivvia structures tokenized offerings backed by physical commodities, connecting rural producers to global investors and off-takers.

I want to finance my harvestI want to invest

We are organizing the company and licensing. Create your account to follow the launch and start onboarding.

01 · The model

Financing that settles in the harvest, not in interest

Paid in product

The producer repays with a defined share of the crop. There is no interest rate, so margins are not consumed by the cost of capital.

Backed by physical commodities

Each offering is tied to a real production, priced against public market references and delivered to a contracted buyer.

Structured cross-border

Origination and structuring in Brazil, European platform in Madrid being incorporated, off-take with buyers in the Middle East and Europe.

02 · How it works

From pre-analysis to settlement in five steps

During the waitlist phase, steps one and two are open. The remaining steps become available after licensing.

  1. 01

    Pre-analysis

    The producer describes the operation, the crop and the financing goal. Kivvia runs a viability triage.

  2. 02

    Broker review

    A partner broker issues a non-objection letter to continue with documents.

  3. 03

    Structuring

    Dossier, special purpose vehicle and financial instrument are prepared for the offering.

  4. 04

    Offering

    Investors subscribe through licensed partners and the platform.

  5. 05

    Delivery and settlement

    The crop is delivered to the buyer and the offering is settled in product.

03 · Who it is for

Three sides of the same operation

Investors

Take part in agricultural operations backed by real production and transparent pricing.

See the investor journey

04 · Where we are

A fintech with roots in the field

Brazil
Kivvia Fintech LTDA, São Paulo, registered in October 2026, resident at Cubo Itaú
Europe
Kivvia Fintech S.L., Madrid, being incorporated; PSFP application to the CNMV in preparation
Off-take
Buyers in Abu Dhabi and the European Union

Kivvia Fintech S.L. is being incorporated; its application to the CNMV for authorization as a crowdfunding service provider (PSFP) is in preparation.

05 · Learn

Tutorials for each step

What is Kivvia

The model in three minutes: credit paid in product, physical backing and cross-border structuring.

Create your account

Choose your profile, confirm your email and find your way around the logged-in area.

How to fill the producer pre-analysis

What we ask about your operation, your crop and your financing goal, and what happens after you submit.

All tutorials

Create your account and follow the launch

Producers can start the pre-analysis today. Investors and buyers register their interest and receive the first series announcement.

Create account